Top 10 Dog Breeds Blacklisted by Insurance Companies

Top 10 Dog Breeds Blacklisted by Insurance Companies

While most people consider domesticated dogs to be friendly and easygoing, the truth is that there are a variety of dog breeds that are blacklisted by a good range of insurance companies. Certain breeds of dogs are more dangerous than others and therefore the sort of breed that you simply choose could have an impact on your ability to get insurance for your home.

10 .Great Danes

While the Marmaduke cartoon series portrays the good Dane as a lovable galoot who always means well, insurance companies are conscious of the particular truth behind the matter. Some owners are ready to limit their level of aggressive by giving them the right training during the first stages of their life, but in most instances, an insurance firm goes to require a tough expire providing coverage to an excellent Dane owner. Their size and aggression make them far an excessive amount of liability.

9.Alaskan Malamute

The malamute has become more documented for being a family pet in recent years, but they were originally bred to be working dogs. While their strength and endurance make for helpful assistance as a sled dog, those that wish to have a malamute for private purposes will find that they’re very strong-willed. They love fighting and need constant behavioral maintenance.

8.German Shepherds

The world’s leading military and working dog, the German shepherd comes with a spread of uses, but this doesn’t make them particularly safe to possess in your home and unless you’re a member of an enforcement agency, you’ll find that these dogs are blacklisted by prospective insurers more often than not.


Akitas are very fashionable due to their presence in shows, but their beauty makes their aggressive nature and insurance companies will blackball this dog breed without such a lot as even a reconsideration. A dog like this needs constant supervision once they around other animals or maybe young children, which makes them a poor choice for homeowners who are currently seeking insurance.

6.Chow Chows

This dog breed once made the news for all of the incorrect reasons, attacking a little child on a bicycle and causing them harm, albeit the dog and therefore the boy was already quite conversant in each other. Their appearance doesn’t inspire confidence, as they have a tendency to wear a scowling expression and have a hairy tongue. they’re also keen on hunting, which may make it difficult for a home-owner to stay them from being aggressive toward other members of their household.

5.Siberian Huskies

These dogs are particularly difficult to have if you’ve got other dogs in your home, as they’re territorial creatures who will attack other pets and cause severe injuries. Every incident involving an aggressive dog doesn’t always involve another human. they’re very difficult for his or her owners to regulate and that they are quite costly for owners to insure, which makes them a poor choice for those that wish to stay the prices that are associated with their homeowner’s insurance low.


Another dog breed that’s rather infamous in pet ownership circles, the Rottweiler is related to the thought of striking fear in intruders, but unfortunately for would-be Rottie owners, they also strike an excellent deal of fear within the hearts of insurance provider. While they’re considered to be great enforcement animals, homeowners are usually advised against purchasing them, since they will adversely affect insurance rates.

3.Perro de Presa Canario

This dog breed made the news in San Francisco back in 2001 when an innocent woman was mauled in her own hallway by her neighbor’s massive Perro de Presa Canario pups. the lady suffered from a mess of wounds and her neighbor was sentenced to serious prison time as a result of what happened. If the insurance firm features a list of banned dog breeds, you’ll usually bet your bottom dollar that the Perro de Presa Canario is going to be thereon which they’re going to hurt your chances of obtaining the right coverage.

2.Doberman Pinschers

This dog breed didn’t begin to really grow in popularity until the 1970s when a rash of attacks from Doberman Pinschers made the news and caused insurance companies to develop serious pause. Stories of Dobermans biting young children have led insurance companies to consider providing coverage to those that have chosen to have this particular breed.

1.Pit Bulls

In a development that ought to surprise almost nobody, pit bulls are especially problematic when it comes time to get homeowner’s insurance since they’re within the news for launching attacks on innocent parties quite the other breed of dog. Pit bulls are liable for the deaths of various Americans throughout the year and this has given these animals a really bad name. Since they were bred to be fighting dogs, this also adds to their societal stigma.

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